implementation practice before joining UBS. Student at the Georg-August University Göttingen. Skilled in Business Transformation, Business Planning, IT Strategy Governance he has 15 years of professional experience and leadership in the national and international Financial Industry, and another 15 years leading M A and Restructuring Turnarounds programs in a Tier 1 advisory firm. Erik Hartman Senior Information Management Specialist timaf Netherlands Bio Erik. Portugal, bio, heads the Business Unit responsible for fully online credit processes at Banco BNI Europa, that developed the first fully online and automated credit underwriting process for the portuguese market. She holds a Master's degree in Media Engineering from the Polytechnic of Turin and is a citizen of Italy.
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